You may have gotten suspended from driving and are now trying to get tour license back. It is possible then that you have heard of the term SR22 filing. This is an official requirement on those who share a similar fate as yours. It is therefore important to know what it stand for, and how you shall use it to get your license back.
Do not treat it as an insurance policy. This is something an insurer has to fill and file, to show that you have insurance coverage. It shows their agreement to provide you with insurance cover, should the government ask. They shall also inform the government of all your insurance renewals and cancellations. This happens for several years after the incident.
You shall need the SR22 filing if you find yourself in certain situations, like drunk driving, reckless driving, driving without insurance, causing injuries in an accident you were at fault in, or a combination of lost points on your driver’s license. As long as you break no traffic rules, these filing will never be necessary.
You shall access SR22 insurance from most insurance companies. Few of them neither offer or handle clients how need it. You shall get it at high risk insurance companies. This is where you shall get the best services and terms. You shall thus buy your car insurance and the sR22 filing provision in it. Online insurance purchase makes it even more convenient.
The total rate shall depend on the rates your state asks for sR22 filing and the cover. This shall not be cheap to buy. The major cost shall be the violation not the state rates. You shall be regarded as a high-risk individual, thus more costs to assume that level of risk. Should you then switch insurance carriers or lapse in coverage payments and renewal, you shall have to get another filing process done.
Another way you can work around those tough regulations is to insure a sued vehicle which shall not need physical damage coverage. When you make sure the car insurance coverage is not much, you shall save lots of money. It is after this period is over that you can make any changes you wish. This is why most of those who have been charged with a DUI or other traffic violation will sell their car for a cheaper used version, until they are cleared. You only need to survive this probationary period. After that period, you will have your full driving status handed back.